New York Zombie Foreclosure Warning: An Army Of Bottom Feeding Lawyers Are On The March To Shake You Down!
MFI-Miami is issuing a New York Zombie Foreclosure Warning!
Armies of bottom-feeding lawyers armed with thousands of New York Zombie foreclosures coming! They are barging down the doors of courthouses across New York like Walmart shoppers on Black Friday hoping for free money for their clients.
This time around its not first lien holder seeking deficiency judgments. It’s the servicers for the second mortgage who have risen from the dead like a horde of zombie.
Homeowners who faced foreclosure in the wake of the 2008 financial crisis could be served at any time. It was assumed these lenders wrote off the debt or accepted short payoffs from the first lien holder.
Most foreclosure victims have moved on with their lives. They have also made their foreclosure a distant memory. They are now back to sipping their Pabst Blue Ribbons and enjoying the benefits of a robust economy.
JPMorgan Chase Alert! It’s More Than Likely JPMorgan Chase Can’t Validate Your Mortgage Debt Or Prove Standing To Foreclose On Your Old WaMu Loan!
MFI-Miami Has Issued A JPMorgan Chase Alert! JPMorgan Chase Inherited a Nightmare From WaMu
JPMorgan Chase acquired Washington Mutual’s mortgage assets in 2008. Little did they know that a decade later they would still be fighting costly foreclosure battles over them. These legal battles have become so costly for JPMorgan Chase they began selling the loans and the servicing rights at fire-sale prices.
JPMorgan Chase became so desperate to dump these mortgages, they are selling them in the middle of foreclosure litigation. I have already had this happen in five of my foreclosure cases involving old Washington Mutual loans.
The Legal Games Of JPMorgan Chase Lawyers
JPMorgan Chase lawyers have also purposely postponed trial dates just so they could sell the loan at top dollar.
Chase and their lawyers know most of these mortgages are unenforceable and are garbage. They have their lawyers file the foreclosure anyway under the assumption that homeowners and their lawyers are idiots. After all, most attorneys doing foreclosure defense are idiots. Foreclosure mill attorneys are also betting they can intimidate the judge.
Aggressively Stopping Queens Foreclosures With An Aggressive Queens Foreclosure Defense
MFI-Miami has created the most aggressive Queens foreclosure defense team for aggressively stopping Queens foreclosures! We are also the only foreclosure and mortgage experts with the strength to successfully challenge any lender in a Queens courtroom.
MFI-Miami has become a lender’s worst nightmare. Why? MFI-Miami has successfully challenged some of the most arrogant foreclosure mill lawyers and lenders in Queens.
Steve Dibert has also helped keep lenders from discriminating against Hispanics and people of African and Caribbean descent. How? By stopping Queens foreclosures. In addition, he has helped keep combat veterans in their homes.
Queens Foreclosure Settlement Conferences Can Save Your Home
New York law requires mediation to assist borrowers to avoid foreclosure. Queens Foreclosure Settlement Conferences allow borrowers a face-to-face meeting with their lender. Homeowners can also benefit even if they can’t afford to keep their homes.
What Are Queens Foreclosure Settlement Conferences?
Typical Queens foreclosure settlement conferences are a meeting between you and your lender. Additionally, the settlement conference provides an opportunity to work out a deal with your lender.
You and your lender try to negotiate a way for you to keep the home. You may also be able to negotiate a Cash-For-Keys deal or a Deed-In-Lieu of foreclosure. These two options are especially relevant if you have to give up the property.
Potential outcomes of a settlement conference include:
Queens Foreclosure Cases Speed Up As Courts Implement Rocket Docket.
Queens judges have implemented a rocket docket for Queens foreclosure cases. It seems the end is near for Queens homeowners hoping to take advantage of the borough’s notorious long foreclosure litigation time. Other New York counties are taking Brooklyn’s lead in dealing with Queens foreclosure cases. Counties across the New York Metro area have also begun implementing similar rocket docket procedures. County governments expect foreclosure litigation times to dropped by 75% by the end of 2018.
The Empire State had an average foreclosure litigation time of 36-48 months in 2015. The average foreclosure litigation time across New York is expected to hit 12 months. Supreme Court Judges want to cut it under six months.
Multiple factors on the federal and state level have attributed to this drastic cut.
Queens Foreclosure Defense 411: How To Use Robo-Signing In A Queens Foreclosure Defense
People ask me all the time about Robo-signing. So, It’s time to talk about Robo-signing in this installment of Queens Foreclosure Defense 411.
A foreclosing lender must demonstrate three things in order to foreclose. The first being that they must prove the homeowner has defaulted on the mortgage. Secondly, the amount of debt they are attempting to collect is correct. Lastly, they also have to prove they have legal standing to enforce the mortgage and the note.
The lender must include the requisite facts in a New York foreclosure complaint. They must also include documents such as the mortgage, any mortgage assignments, and the note.
The law firm handling the foreclosure must also include an affidavit stating they believe the facts to be true. The idea is to prevent the lender from foreclosing on homes when they cannot prove that it owns the mortgage.
Aggressive Queens Foreclosure Defense That Brings Aggressive Queens Foreclosure Defense To A New Level
MFI-Miami has created the most aggressive Queens foreclosure defense team Queens county has ever seen! We are the only aggressive Queens foreclosure defense and mortgage experts with the strength to successfully challenge any Wall Street lender in a Brooklyn or New York courtroom.
MFI-Miami has successfully challenged arrogant foreclosure mill lawyers and brought Wall Street banks to their knees. CEO Steve Dibert has fought to keep 9/11 First Responders in their homes.
In addition, Steve Dibert has stopped lenders from discriminating against people of African and Caribbean descent.
Furthermore, MFI-Miami also has access to a plethora of experts to keep you in your home. MFI-Miami has access to forensic accountants and former FBI agents. MFI-Miami can also call on mortgage compliance experts and collateralized debt experts we can call on if needed.
As a result, this gives MFI-Miami unparalleled strength to challenge any mortgage lender in a Queens courtroom.
We bring aggressive Queens foreclosure defense to a new level!
MFI-Miami has helped hundreds of New Yorkers successfully fight their foreclosures. We have also helped hundreds of our clients secure over $750 million in principal write-downs and discharged mortgages since 2008.
MFI-Miami has also helped keep thousands of New Yorkers in their homes in Long Island and in the Hudson Valley.